Listing Details: Port Jefferson, Stony Brook, Miller Place and Long Island, New York Real Estate Listings & Homes For Sale Provided by Jolie Powell

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THE #1 SKILL AN AGENT CAN POSSESS IS THE ABILITY TO NEGOGIATE.

Why, you may ask. Let�s list just some of the people and entities your agent may be required to negotiate with on your behalf:
The buyers � Whether the buyers are represented by an agent or not, your agent must decipher their wants and needs to guarantee that you will get the best deal. The buyers� agent � Obviously, your agent will negotiate the deal in coordination with the other agent. The bank or mortgage company � You want to make sure your buyers are qualified before entering into contract. The closing attorney � Things might come up at closing that need to be handled. The home inspector � Often the deal has to be renegotiated after this report. The appraiser � Even under the most recent appraisal rules, the agent may be able to help you contest an appraisal if necessary. The buyers� buyer � If your buyer has trouble with the deal on the house they are selling, it might require renegotiating certain aspects of their sale. The seller of the home you are buying � If there are challenges on your sale it might require you renegotiating certain aspects of your purchase.

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Large Contemp W/ Stunning Views

$655,000

Photo of 29 Contessa Court, Port Jefferson, NY, 11777.

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Views : Breathtaking

Address: 29 Contessa Court	City/ST: Port Jefferson, NY	Zip Code: 11777
Location: Port Jefferson	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 87120	Bedrooms: 3	Bathrooms: 2 full, 1 half
MLS# 2241796

Large Contempt At End Of Cul De Sac. 3Bedrooms, 2.5 Bath, Huge Foyer, Bright, Airy, W/ Stunning Water Views!

Last Updated: 3/19/2010 2:58:34 PM

Listing Agent and Office: Mary Coonradt, Jolie Powell Realty, Inc.

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Financing Your Home >Your Mortgage

Many homeowners overlook the mortgage payment as a tool for financial management. They get the mortgage, move in, make the payments, and pay off the loan eventually. Smart homeowners know that by properly adding to their monthly payments, even by a small amount, they can substantially reduce the term of their loan, not to mention the total interest they will pay. In fact, prepaying one full year of a standard mortgage can save thousands of dollars in interest. The key is to do it properly and to find the right lender for whom prepayment is not a problem.

More progressive lenders allow the option to add money to the monthly payment which goes directly to the principal. How much should you add? It's largely a personal decision, and it depends on your cash flow. But be mindful of the fact that the mortgage interest rate is probably the lowest interest loan you will find, so don't short yourself with prepayment only to run up credit card debt!

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Q	What is the legal term used to describe the right of the U. S. government to condemn private land for public use?
A	Right of Eminent Domain allows the government to confiscate private land by paying full market value for the property.
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Jolie Powell, REALTOR�, real estate agent and broker for Port Jefferson, Stony Brook, Miller Place and Long Island, New York home listings, property and land for sale - NUMBER1EXPERT

Jolie Powell
CIPS, E-PRO, SRES, CBR, TRC
Jolie Powell Realty
406 Main Street
Port Jefferson, NY 11777
Mobile: 631-774-2528
Fax: 631-473-7959
Office: 631-473-0420
JoliePowell@NUMBER1EXPERT.com
Jolie Powell has been a distinguished leader in the Real Estate industry since 1987. Prior to entering the world of Real Estate, Jolie had a successful career in advertising in Manhattan, New York. Always working to be at the top of her profession, Jolie has received her Certified International Property Specialist (CIPS) designation, Certified Buyer Representative (CBR) and Senior Real Estate Specialist (SRES) designations. Jolie also serves as Director of the Multiple Listing Service of Long Island and now elected as Zone Chairperson for the MLS. Jolie�s expertise in counseling buyers and sellers brings people together from Long Island and, indeed, from all over the world. Having lived abroad and traveled extensively, Jolie has an excellent understanding of many cultures. As a Cuban-born American, Jolie is fluent in Spanish and communicates well with domestic and international clients, as well as professionals in other fields. Jolie is proud of the high level of trust she and her clients have established and she looks forward to continue building exceptional client broker relationships. Proudly selling homes and real estate in Port Jefferson, Stony Brook, Setauket, Miller Place, Smithtown, Mt. Sinai, Rocky Point, Port Jefferson Station. North Shore of Long Island.

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