Listing Details: Port Jefferson, Stony Brook, Miller Place and Long Island, New York Real Estate Listings & Homes For Sale Provided by Jolie Powell

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PRESENTED BY JOLIE POWELL REALTY *MEMBERS OF RISMEDIA'S "TOP 5" IN REAL ESTATE"

Mortgage rates this time next year could be 1 to 2 points higher than they are today! BUY TODAY!
FIND YOUR DREAM HOME WITH THE LEADING REAL ESTATE COMPANY OF LI'S NORTH SHORE! SERVICING PORT JEFFERSON, STONY BROOK, SETAUKET, OLD FIELD, BELLE TERRE, MT.SINAI, MILLER PLACE, PT JEFF STATION AND SURROUNDING TOWNS.

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Current Selection:	All Prices	All Types	All Locations	New Selection	Sorted By: Default	New Sort
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Feature Home - PRISTINE HOME WITH GORGEOUS NEW KITCHEN!

$479,000 SOLD

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Address: 21 SHELBOURNE LANE	City/ST: COMMACK, NY	Zip Code: 11725
Location: COMMACK	Property Type: Single Family Home	New or Resale: Resale
Square Footage: 0	Bedrooms: 4	Bathrooms: 1 full, 1 half
MLS# 2154670	Property Tax: 9302.64

PRISTINE SPLIT LEVEL HOME WITH NEW EIK, WITH GRANITE COUNTERTOPS, CHERRY CABINETS AND STAINLESS STEEL APPLIANCES. FINISHED BASEMENT, 1 CAR GARAGE, BIG BEAUTIFUL BACKYARD, CONVENIENTLY LOCATED TO ALL!

Last Updated: 9/21/2009 8:04:49 PM

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Port Jefferson Real Estate

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First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Q	What unique type of home is making news as an affordable, environmentally-friendly housing alternative?
A	Straw bale homes may well become the non-toxic, affordable home of choice in the future.
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Jolie Powell, REALTOR�, real estate agent and broker for Port Jefferson, Stony Brook, Miller Place and Long Island, New York home listings, property and land for sale - NUMBER1EXPERT

Jolie Powell
CIPS, E-PRO, SRES, CBR, TRC
Jolie Powell Realty
406 Main Street
Port Jefferson, NY 11777
Direct: : 631-774-2528
Fax: 631-774-2528
Office:: 631-473-0420
JoliePowell@NUMBER1EXPERT.com

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Jolie Powell has been a distinguished leader in the Real Estate industry since 1987. Prior to entering the world of Real Estate, Jolie had a successful career in advertising in Manhattan, New York.

Always working to be at the top of her profession, Jolie has received her Certified International Property Specialist (CIPS) designation, Certified Buyer Representative (CBR) and Senior Real Estate Specialist (SRES) designations. Jolie also serves as Director of the Multiple Listing Service of Long Island and now elected as Zone Chairperson for the MLS.

Jolie�s expertise in counseling buyers and sellers brings people together from Long Island and, indeed, from all over the world. Having lived abroad and traveled extensively, Jolie has an excellent understanding of many cultures. As a Cuban-born American, Jolie is fluent in Spanish and communicates well with domestic and international clients, as well as professionals in other fields.

Jolie is proud of the high level of trust she and her clients have established and she looks forward to continue building exceptional client broker relationships.

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