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All agents are NOT alike! Find out why the team at JOLIE POWELL REALTYI are top real estate experts. Call us: 631-473-0420.
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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We Were Really Impressed with Jolie!
Your knowledge and expertise were very apparent when you handled each challenge as it occurred.
Betty & Larry
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If you are a home owner facing foreclosure, we may be able to provide you with Short Sale assistance.
The requirements, procedures, and qualifications for lending institution are changing constantly. We deal with these changes on a regular basis so you don't have to.
If you are a Seller:
There are a limited number of REO's "Lender Owned" properties in the area. To capitalize on these opportunities requires both experience and expertise when dealing with financial institutions. It can make the difference between getting a deal done right or not at all while avoiding a major impact to your credit report.
We have Buyers!
Our Buyers are qualified and ready to buy today. If you're not experienced, you can get yourself, your money, and your credit tied up for years.
We are REO (real estate owned, bank owned) Listing Agents as well as Specialized Buyers Agents giving you a true advantage in today's market.
Whether you're an investor, first time home buyer or ready for a change, let us do the shopping for you, saving you time, money and frustration.
Jolie,
Please contact me regarding all available options for my home. | |
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About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
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| Q |
1992 marked the first year since before the Civil War that there were fewer than 2 million ________ in the United States?
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| A |
There are fewer than 2 million farms, and agricultural land is still being carved up for residential and commercial uses. |
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Jolie Powell has been a distinguished leader in the Real Estate industry since 1987. Prior to entering the world of Real Estate, Jolie had a successful career in advertising in Manhattan, New York.
Always working to be at the top of her profession, Jolie has received her Certified International Property Specialist (CIPS) designation, Certified Buyer Representative (CBR) and Senior Real Estate Specialist (SRES) designations. Jolie also serves as Director of the Multiple Listing Service of Long Island and now elected as Zone Chairperson for the MLS.
Jolie’s expertise in counseling buyers and sellers brings people together from Long Island and, indeed, from all over the world. Having lived abroad and traveled extensively, Jolie has an excellent understanding of many cultures. As a Cuban-born American, Jolie is fluent in Spanish and communicates well with domestic and international clients, as well as professionals in other fields.
Jolie is proud of the high level of trust she and her clients have established and she looks forward to continue building exceptional client broker relationships.
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